About Us

Helping people achieve home ownership is deeply important to us. We understand how hard it can be to reach this goal. We created Your Pathway To Own rent-to-own program – an alternative financing solution for individuals and families who have not been able to qualify for a mortgage or secure financing. This program assists people in becoming homeowners.

Our Mission

Your Pathway To Own™ breaks down barriers to home ownership. We provide alternative financing, support, and personalized financial education programs, guiding clients to successfully own a home that suits their specific needs.

Our Vision

A Home for Everyone. Your Pathway To Own™ envisions a future where home ownership is accessible to all, overcoming financial challenges. We lead individuals through a clear, customized pathway to make the dream of owning a home a reality for everyone.

 

At Your Pathway To Own, we are more than a Rent to Own provider. We are a force for change, impacting lives through trust, integrity, transparency, and kindness. Committed to our clients’ wellbeing and success, we inspire, empower, and lead by supporting them throughout the Rent to Own program. Our approach is not just about providing an alternative path to home ownership; it’s about creating a positive community where every step that the client makes is tailored to their journey.

 

Our Core Values

At Your Pathway To Own , we are a Rent-to-Own provider with a heart.

Building Relationships – Relationships are the heart of our program. Our aim is to understand your situation and guide you as you reach your goal of home ownership. 

Transparency – Keeping our clients informed is not just a commitment; it’s a cornerstone of our values. We operate with transparency, ensuring that you are well-connected througout the rent-to-own process. We believe in open communication, answering all your questions and explaining every step with clarity. 

Education – Your success in the program is at the forefront of our mission. We go beyond guiding you through the process. We provide personalized support and education, helping you manage your budget and improve your credit score to ensure success in getting a mortgage at the end of the program.

Doing Things the Right Way – Our commitment to ethical practice is unwavering. We embrace high standards of integrity in our Rent-to-Own program. Our ethical values guides our decisions and actions.

Commitment to Excellence – Continuous improvement is embedded in our ethos. We are dedicated to finding innovative ways to meet and exceed your needs, ensuring exellence at every step of your pathway to home ownership. 

What We Do

Financing

Education

Coaching & Support

Our Team

We have a dedicated team of professionals who have the expertise and resources to work with you as a motivated home buyer. Our trusted team includes:

  • Rent-to-own specialist
  • Credit advisor 
  • Mortgage professionals 
  • Realtors 
  • Lawyer
  • Financial partners
Margaret Douglin

Margaret is deeply committed to making a positive impact in people’s lives by addressing the hurdles to home ownership. As the visionary Founder of Your Pathway To Own™, she leads a dedicated team that provides an innovative financing solution for Canadians facing challenges in qualifying for traditional mortgages. Drawing from personal experiences as both a landlord and a tenant, Margaret and her team are steadfast in their mission to help families achieve the dream of home ownership

With a solid background in the public and not-for-profit sectors, Margaret has devoted significant time to supporting the education and well-being of children and youth. Additionally, she has played a crucial role in evaluating supportive housing projects for individuals experiencing homelessness. This hands-on involvement ignited Margaret’s passion for real estate projects, leading her to establish Your Pathway To Own’™ as a means to make a substantial impact on people’s lives by facilitating their journey to home ownership.

Believing in the possibility of home ownership for many Canadians, Margaret is driven to create positive change in the lives of individuals and families. Her dedication extends beyond business, as evidenced by Your Pathway To Own™ being a proud member of the Canadian Association of Rent to Own Professionals (CAROP). This affiliation showcases a commitment to ethical practices and the pursuit of successful outcomes for clients and investors alike.

Outside of her professional pursuits, Margaret finds joy in simple pleasures, such as walking the dog, reading a good book, exploring diverse cities and neighbourhoods, and spending time with friends and loved ones. Continually seeking growth and expertise, she has studied under one of Canada’s leading financial education mentorship and coaching programs. Regular participation in professional training and real estate events underscores Margaret’s commitment to staying at the forefront of the industry, ensuring Your Pathway To Own™ remains a reliable resource for those seeking a home of their own.

Making a Social Impact

We want to plant the seeds for positive change in the community. We use a portion of our proceeds to support housing initiatives, scholarships for young people, environmental conservation, and animal welfare.

 

Your Pathway To Own™ is a division of Pathway Forward Consulting.

We are a proud member of the Canadian Association of Rent to Own Professionals.